In short
- Belgian businesses have had to send and receive structured e-invoices, by default Peppol BIS Billing 3.0, since 1 January 2026.
- You cannot register on Peppol directly. You need a certified service provider (access point), usually built into your invoicing software.
- There is no free government tool, and the Hermes fallback service was reportedly shut down at the end of 2025.
- Free options exist: Accountable's €0 plan, Odoo's free Peppol access and B2Brouter's free plan, each with limits.
- Small businesses and the self-employed can deduct 120% of e-invoicing subscription costs for taxable periods 2024 to 2027.
Since 1 January 2026, invoices between Belgian businesses have to be structured e-invoices, and in practice that means Peppol. To send and receive them you need a Peppol service provider, usually called an access point. Most businesses never deal with the access point directly: it sits inside their invoicing or accounting software.
This page compares the access points and invoicing tools Belgian businesses use, based on what each vendor documents. We do not rank by commission. Some links on this page are affiliate links, explained on our affiliate disclosure.
What your Peppol software has to do
| Requirement | Detail (as of 14 Nov 2026) |
|---|---|
| Who | VAT taxable persons established in Belgium, including the franchise regime |
| Receive structured e-invoices | Since 1 Jan 2026 |
| Issue structured e-invoices to Belgian businesses | Since 1 Jan 2026, for every invoice issued from that date |
| Default format | Peppol BIS Billing 3.0; other EN 16931 formats only by mutual agreement |
| Your Peppol address | At least 0208:<company number> |
| Attachments | Inside the UBL file (pdf, png, jpg, csv, xlsx, ods), not by separate e-mail |
Credit notes on a structured invoice must also be structured. Bankrupt businesses and flat-rate taxpayers (art. 56) must receive but not issue. Businesses doing only art. 44 exempt supplies, and businesses not established in Belgium, are out of scope. Our Peppol Belgium guide covers the edge cases.
Watch out
The general tolerance ended on 31 March 2026 and the self-billing tolerance on 30 June 2026. Lacking the means to send and receive costs €1,500, then €3,000, then €5,000 per offence. E-reporting from 1 January 2028 is still only a draft law.
Access point or invoicing software
A Peppol access point (certified service provider) is the company that connects you to the network. You cannot register on Peppol yourself, according to the FPS Finance. There are two ways in:
- Invoicing or accounting software with Peppol built in. The vendor is an access point or uses one, registers you under your company number and puts incoming invoices in your inbox. This suits almost every small business.
- A standalone access point service with e-mail forwarding or an API. This suits developers, software companies and high volumes.
The FPS Finance lists more than 250 compliant software solutions and has chosen not to offer a free government tool. The former BOSA Hermes service, which helped recipients not yet on Peppol, was reportedly switched off at the end of 2025 according to vendor and Big-4 sources.
Belgian Peppol software at a glance
Peppol support is as documented by each vendor, checked on 14 November 2026.
| Tool | Best for | Peppol (vendor docs) | Free plan |
|---|---|---|---|
| Accountable | Freelancers, self-employed | Send and receive | Yes, €0 plan |
| B2Brouter | Sole traders, small firms, also France | Send and receive, certified access point | Yes |
| Billit | Small businesses | Send and receive | No, from €7.50 a month |
| Dexxter | Freelancers | Send and receive, own access point | No, 30-day trial |
| e-invoice.be | Developers, volume senders | Send and receive by e-mail or API | No, priced per invoice |
| Exact Online | SMEs working with an accountant | Send and receive, own access point | Not documented |
| Odoo | Firms wanting an ERP, or free Peppol | Send and receive | Yes, free Peppol access |
| Teamleader Focus | SMEs using its CRM | Send; receive for BE entities | Not documented |
| Zoho Books | Existing Zoho users | Send and receive, via Storecove | Not confirmed for BE |
| Storecove | Software companies needing an API | Sending documented | Not documented |
| Banqup | Unifiedpost customers | Not confirmed | Not documented |
| eConnect | Mainly Dutch market | Not confirmed | Not documented |
Short reviews
Tools for freelancers and small businesses
Accountable has a €0 plan that Accountable describes as free for life, with Peppol registration and unlimited Peppol sending through the mobile app. Receiving is described as free in its Belgian explainer. The web app, VAT returns and recurring invoices are in paid plans. A good starting point if you invoice from your phone.
Dexxter says it is a Peppol access point and includes Peppol in every plan. Prices are €23 a month or €220 a year if you are not VAT-liable, and €30 a month or €290 a year if you are, excluding VAT (as of Nov 2026). There is a 30-day trial, after which the account becomes view-only.
Billit sends and receives on Peppol, and says more than half of Belgian Peppol users connect through its access point, which we could not verify. Plans start at €7.50 a month for 25 documents and €25 a month for 500 (as of Nov 2026), after a 15-day trial. KBC customers and UNIZO members can get a year free.
B2Brouter is a certified Peppol access point with a free plan for sole traders and small businesses to send and receive. It is also an approved platform in France, which helps if you invoice there too.
Business software with Peppol built in
Odoo markets itself as a free Peppol access point in Belgium, with free, unlimited sending and receiving. It sends Peppol BIS Billing 3.0 and also documents XRechnung and Factur-X. The free Peppol access is the draw; the full ERP is paid, and we could not confirm a free single-app plan.
Exact Online has its own access point. Exact says Peppol send and receive have been standard in all Exact Online versions since 1 January 2025, which we saw only in secondary sources. It suits businesses whose accountant already works in Exact.
Teamleader Focus sends on Peppol and receives for Belgian and Luxembourg entities. We could not confirm which packages include Peppol, and found no free plan.
Zoho Books sends and receives on Peppol in Belgium, using Storecove as its access point. Government invoices reach Mercurius via Peppol. Whether Zoho's free tiers are available in Belgium is not confirmed.
Access points for developers and volume
e-invoice.be connects you by e-mail forwarding or REST API. Registration is free and use is priced per invoice, from €0.25 on its Pro plan (as of Nov 2026), with minimums.
Storecove is an API access point used by other software, including Zoho Books. It is not built for a small business sending its own invoices.
Banqup (Unifiedpost) and eConnect are also active in Peppol, but we could not confirm send and receive support on their own pages. Ask the vendor.
How to choose
- Check if you are already registered. Your accountant or an existing software provider may already have registered you. Search your company number in the Peppol Directory first; our Peppol Directory guide shows how.
- Receiving matters as much as sending. Every business in scope must receive. Make sure incoming invoices land somewhere you, or your accountant, will see them.
- Count your invoices. Per-document pricing is cheap at low volume and expensive at high volume. Flat plans work the other way round.
- Think about your accountant. If your accountant works in a particular package, a tool that connects to it saves double work.
- Self-billing and credit notes. If you use self-billing, ask how the tool handles it. The tolerance for self-billing ended on 30 June 2026.
- Use the tax incentive. For taxable periods 2024 to 2027, SMEs and the self-employed can deduct 120% of e-invoicing subscription costs and related advice. An e-invoicing surcharge on an existing subscription qualifies if it is shown separately. Ask your accountant whether you qualify.
What the incentive means in numbers: a plan costing €10 a month is €120 a year, and a 120% deduction lets you deduct €144 instead. Your accountant can confirm how this applies to your tax return.
If a customer tells you it technically cannot receive Peppol invoices, the law of 10 February 2026 lets you issue paper, or PDF with the customer's consent, for that customer. The customer, not you, is liable for not being ready.
On a tight budget, our free e-invoicing options compare the free plans in more detail. Our Peppol explainer covers how the network works.
Test any tool's output
Most tools offer a trial. Create a realistic invoice with several lines and a credit note, export the UBL file and run it through our validator. It applies the official CEN EN 16931 rules and the OpenPEPPOL BIS Billing 3.0 rules in your browser, without uploading the file.
Fix any errors before you go live, since a receiving system may reject a file that breaks the Peppol rules. A clean result shows the structure is right; it does not confirm the VAT treatment, which is a question for your accountant.
Questions people ask
What is a Peppol access point?
A Peppol access point is a certified service provider that sends and receives Peppol documents for its customers. Most Belgian businesses use one built into their invoicing or accounting software.
Do I need my own Peppol access point?
No. You need a provider, not your own access point. According to the FPS Finance you cannot register on Peppol directly, so you connect through software that is, or uses, a certified provider.
Is there a free Peppol access point in Belgium?
There is no free government tool. Some vendors offer free plans: Accountable has a €0 plan with Peppol sending, Odoo markets free Peppol sending and receiving, and B2Brouter has a free plan for sole traders and small businesses.
What happens if I cannot send or receive on Peppol?
Lacking the technical means to send and receive structured e-invoices costs €1,500 for a first offence, €3,000 for a second and €5,000 for each further offence. The tolerance period ended on 31 March 2026.
Does the small-business franchise regime need Peppol software?
Yes. The FPS Finance re-confirmed on 7 April 2026 that businesses under the franchise regime (turnover up to €25,000) must both issue and receive structured e-invoices.
Does a foreign business with a Belgian VAT number need Peppol software?
Not under the Belgian obligation. The law of 10 February 2026 excludes taxable persons not established in Belgium, even if VAT-registered there. They must tell their Belgian counterparties that they have no fixed establishment.
Official sources
- FPS Finance / BOSA: Pour qui la facturation électronique deviendra-t-elle obligatoire ? efacture.belgium.be
- FPS Finance / BOSA: Questions générales sur Peppol efacture.belgium.be
- FPS Finance / BOSA: L'administration ne peut-elle pas fournir une solution gratuite ? efacture.belgium.be
- FPS Finance / BOSA: Fin de la période de tolérance pour l'e-facturation einvoice.belgium.be
- FPS Finance / BOSA: Questions spécifiques sur l'e-facturation efacture.belgium.be
- FPS Finance / BOSA: Incitants fiscaux à l'adoption de la facturation électronique efacture.belgium.be
General information, not tax or legal advice. Check edge cases with a tax adviser.
